Call reports 2016
BREMEN BANK AND TRUST COMPANY — 2016
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 167,642,000 | 163,643,000 |
| Total loans | 105,478,000 | 100,607,000 |
| Allowance for loan losses | 1,722,000 | 1,921,000 |
| Securities available for sale | 43,111,000 | 41,955,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 130,410,000 | 126,035,000 |
| Interest-bearing deposits | 97,961,000 | 94,225,000 |
| Noninterest-bearing deposits | 32,449,000 | 31,810,000 |
| Equity capital | 15,850,000 | 14,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 1,491,000 | 2,928,000 |
| Interest expense | 242,000 | 468,000 |
| Net interest income | 1,249,000 | 2,460,000 |
| Noninterest income | -69,000 | -341,000 |
| Noninterest expense | 1,111,000 | 3,793,000 |
| Provision for loan losses | 60,000 | 310,000 |
| Pretax income | 136,000 | -1,857,000 |
| Income tax | 0 | -24,000 |
| Net income | 136,000 | -1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 14,550,000 | 12,728,000 |
| Total capital | 16,236,000 | 14,340,000 |
| Risk-weighted assets | 134,829,000 | 128,677,000 |