Call reports 2015
BREMEN BANK AND TRUST COMPANY — 2015
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 185,530,000 | 183,971,000 | 174,852,000 | 171,671,000 |
| Total loans | 113,600,000 | 107,916,000 | 105,740,000 | 105,214,000 |
| Allowance for loan losses | 2,542,000 | 1,930,000 | 1,932,000 | 1,926,000 |
| Securities available for sale | 51,504,000 | 51,369,000 | 50,006,000 | 48,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,350,000 | 145,959,000 | 137,484,000 | 134,535,000 |
| Interest-bearing deposits | 121,800,000 | 116,844,000 | 109,776,000 | 104,867,000 |
| Noninterest-bearing deposits | 27,550,000 | 29,115,000 | 27,708,000 | 29,668,000 |
| Equity capital | 14,859,000 | 14,833,000 | 15,522,000 | 15,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,247,000 | 4,806,000 | 6,327,000 |
| Interest expense | 368,000 | 699,000 | 988,000 | 1,245,000 |
| Net interest income | 1,290,000 | 2,548,000 | 3,818,000 | 5,082,000 |
| Noninterest income | 54,000 | 132,000 | 214,000 | 288,000 |
| Noninterest expense | 980,000 | 1,994,000 | 2,953,000 | 4,062,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 509,000 | 944,000 | 1,337,000 | 1,566,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 509,000 | 944,000 | 1,337,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,489,000 | 13,676,000 | 14,214,000 | 14,341,000 |
| Total capital | 15,277,000 | 15,409,000 | 15,928,000 | 16,044,000 |
| Risk-weighted assets | 142,321,000 | 138,466,000 | 136,938,000 | 136,020,000 |