Call reports 2014
BREMEN BANK AND TRUST COMPANY — 2014
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 208,606,000 | 206,602,000 | 203,460,000 | 189,225,000 |
| Total loans | 118,762,000 | 116,481,000 | 110,562,000 | 113,658,000 |
| Allowance for loan losses | 3,307,000 | 3,332,000 | 2,549,000 | 2,527,000 |
| Securities available for sale | 61,671,000 | 59,632,000 | 59,808,000 | 55,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,038,000 | 160,537,000 | 159,201,000 | 153,598,000 |
| Interest-bearing deposits | 136,437,000 | 134,119,000 | 131,807,000 | 126,812,000 |
| Noninterest-bearing deposits | 26,601,000 | 26,418,000 | 27,394,000 | 26,786,000 |
| Equity capital | 21,324,000 | 21,738,000 | 13,278,000 | 13,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,770,000 | 3,537,000 | 5,252,000 | 6,926,000 |
| Interest expense | 454,000 | 906,000 | 1,346,000 | 1,767,000 |
| Net interest income | 1,316,000 | 2,631,000 | 3,906,000 | 5,159,000 |
| Noninterest income | 75,000 | 111,000 | 187,000 | 241,000 |
| Noninterest expense | 1,200,000 | 2,488,000 | 11,721,000 | 12,835,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 323,000 | 428,000 | -7,554,000 | -7,331,000 |
| Income tax | 80,000 | 74,000 | 1,095,000 | 1,095,000 |
| Net income | 243,000 | 354,000 | -8,649,000 | -8,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,320,000 | 19,977,000 | 12,262,000 | 12,603,000 |
| Total capital | 21,156,000 | 21,785,000 | 13,993,000 | 14,361,000 |
| Risk-weighted assets | 145,415,000 | 143,090,000 | 137,654,000 | 139,873,000 |