Call reports 2012
BREMEN BANK AND TRUST COMPANY — 2012
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 225,505,000 | 224,808,000 | 220,747,000 | 221,690,000 |
| Total loans | 141,566,000 | 135,068,000 | 122,014,000 | 122,302,000 |
| Allowance for loan losses | 5,128,000 | 4,431,000 | 3,703,000 | 3,659,000 |
| Securities available for sale | 57,556,000 | 65,499,000 | 68,380,000 | 74,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,110,000 | 179,201,000 | 174,256,000 | 174,805,000 |
| Interest-bearing deposits | 156,190,000 | 152,108,000 | 147,381,000 | 145,565,000 |
| Noninterest-bearing deposits | 24,920,000 | 27,093,000 | 26,875,000 | 29,240,000 |
| Equity capital | 21,093,000 | 21,480,000 | 22,016,000 | 21,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,249,000 | 4,345,000 | 6,379,000 | 8,299,000 |
| Interest expense | 630,000 | 1,227,000 | 1,787,000 | 2,314,000 |
| Net interest income | 1,619,000 | 3,118,000 | 4,592,000 | 5,985,000 |
| Noninterest income | 2,000 | -6,000 | -34,000 | -73,000 |
| Noninterest expense | 1,427,000 | 2,720,000 | 4,054,000 | 5,460,000 |
| Provision for loan losses | 676,000 | 691,000 | 706,000 | 721,000 |
| Pretax income | -482,000 | 77,000 | 174,000 | 217,000 |
| Income tax | -233,000 | -68,000 | -81,000 | -114,000 |
| Net income | -249,000 | 145,000 | 255,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,307,000 | 19,385,000 | 19,488,000 | 19,468,000 |
| Total capital | 21,370,000 | 21,420,000 | 21,389,000 | 21,416,000 |
| Risk-weighted assets | 161,976,000 | 160,441,000 | 150,343,000 | 154,105,000 |