Call reports 2011
BREMEN BANK AND TRUST COMPANY — 2011
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 221,519,000 | 222,821,000 | 221,944,000 | 228,165,000 |
| Total loans | 159,957,000 | 157,098,000 | 154,044,000 | 149,925,000 |
| Allowance for loan losses | 4,013,000 | 4,284,000 | 4,631,000 | 4,864,000 |
| Securities available for sale | 42,631,000 | 47,715,000 | 47,988,000 | 55,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,814,000 | 177,682,000 | 175,243,000 | 182,548,000 |
| Interest-bearing deposits | 154,116,000 | 153,451,000 | 151,224,000 | 154,863,000 |
| Noninterest-bearing deposits | 22,698,000 | 24,231,000 | 24,019,000 | 27,685,000 |
| Equity capital | 20,551,000 | 20,930,000 | 21,213,000 | 21,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,644,000 | 5,199,000 | 7,691,000 | 10,100,000 |
| Interest expense | 754,000 | 1,459,000 | 2,136,000 | 2,801,000 |
| Net interest income | 1,890,000 | 3,740,000 | 5,555,000 | 7,299,000 |
| Noninterest income | 12,000 | 8,000 | -69,000 | -47,000 |
| Noninterest expense | 1,493,000 | 2,877,000 | 4,425,000 | 5,890,000 |
| Provision for loan losses | 255,000 | 960,000 | 1,540,000 | 1,795,000 |
| Pretax income | 154,000 | 263,000 | -127,000 | -81,000 |
| Income tax | 15,000 | -11,000 | -224,000 | -300,000 |
| Net income | 139,000 | 274,000 | 97,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,748,000 | 19,820,000 | 19,475,000 | 19,491,000 |
| Total capital | 22,007,000 | 22,059,000 | 21,655,000 | 21,655,000 |
| Risk-weighted assets | 178,963,000 | 177,088,000 | 171,918,000 | 170,459,000 |