Call reports 2010
BREMEN BANK AND TRUST COMPANY — 2010
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 239,881,000 | 234,578,000 | 229,967,000 | 228,527,000 |
| Total loans | 170,305,000 | 170,592,000 | 166,964,000 | 164,632,000 |
| Allowance for loan losses | 3,059,000 | 3,347,000 | 3,312,000 | 3,925,000 |
| Securities available for sale | 45,959,000 | 46,610,000 | 45,998,000 | 44,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,721,000 | 185,888,000 | 180,963,000 | 180,551,000 |
| Interest-bearing deposits | 165,517,000 | 163,091,000 | 157,976,000 | 155,385,000 |
| Noninterest-bearing deposits | 27,204,000 | 22,797,000 | 22,987,000 | 25,166,000 |
| Equity capital | 21,618,000 | 21,840,000 | 22,236,000 | 20,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,885,000 | 5,802,000 | 8,668,000 | 11,443,000 |
| Interest expense | 1,032,000 | 2,051,000 | 2,948,000 | 3,769,000 |
| Net interest income | 1,853,000 | 3,751,000 | 5,720,000 | 7,674,000 |
| Noninterest income | 84,000 | 237,000 | 244,000 | 371,000 |
| Noninterest expense | 1,567,000 | 2,997,000 | 4,415,000 | 5,985,000 |
| Provision for loan losses | 220,000 | 1,015,000 | 1,410,000 | 3,379,000 |
| Pretax income | 611,000 | 437,000 | 600,000 | -858,000 |
| Income tax | 169,000 | 42,000 | 61,000 | -558,000 |
| Net income | 442,000 | 395,000 | 539,000 | -300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,495,000 | 21,449,000 | 21,593,000 | 19,923,000 |
| Total capital | 23,919,000 | 23,856,000 | 23,943,000 | 22,333,000 |
| Risk-weighted assets | 193,258,000 | 191,614,000 | 187,003,000 | 191,329,000 |