Call reports 2009
BREMEN BANK AND TRUST COMPANY — 2009
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 242,961,000 | 246,209,000 | 238,279,000 | 241,134,000 |
| Total loans | 180,687,000 | 172,111,000 | 170,603,000 | 169,376,000 |
| Allowance for loan losses | 2,886,000 | 2,851,000 | 3,005,000 | 2,934,000 |
| Securities available for sale | 43,454,000 | 44,895,000 | 46,995,000 | 50,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,377,000 | 197,919,000 | 187,705,000 | 192,206,000 |
| Interest-bearing deposits | 170,963,000 | 170,911,000 | 161,789,000 | 163,129,000 |
| Noninterest-bearing deposits | 23,414,000 | 27,008,000 | 25,916,000 | 29,077,000 |
| Equity capital | 20,830,000 | 20,833,000 | 21,793,000 | 21,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,178,000 | 6,286,000 | 9,352,000 | 12,279,000 |
| Interest expense | 1,501,000 | 2,954,000 | 4,198,000 | 5,298,000 |
| Net interest income | 1,677,000 | 3,332,000 | 5,154,000 | 6,981,000 |
| Noninterest income | 40,000 | 71,000 | 184,000 | 49,000 |
| Noninterest expense | 1,530,000 | 3,060,000 | 4,631,000 | 6,364,000 |
| Provision for loan losses | 30,000 | 255,000 | 405,000 | 1,055,000 |
| Pretax income | 153,000 | 158,000 | 299,000 | -366,000 |
| Income tax | -6,000 | -66,000 | -77,000 | -406,000 |
| Net income | 159,000 | 224,000 | 376,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,172,000 | 21,238,000 | 21,390,000 | 21,054,000 |
| Total capital | 23,723,000 | 23,744,000 | 23,859,000 | 23,497,000 |
| Risk-weighted assets | 213,968,000 | 197,687,000 | 194,030,000 | 193,078,000 |