Call reports 2008
BREMEN BANK AND TRUST COMPANY — 2008
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 258,966,000 | 251,953,000 | 257,253,000 | 248,728,000 |
| Total loans | 189,083,000 | 184,455,000 | 181,930,000 | 181,986,000 |
| Allowance for loan losses | 2,412,000 | 2,491,000 | 2,741,000 | 2,937,000 |
| Securities available for sale | 52,637,000 | 49,547,000 | 49,126,000 | 48,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,071,000 | 202,955,000 | 206,997,000 | 198,627,000 |
| Interest-bearing deposits | 170,602,000 | 176,114,000 | 181,038,000 | 171,204,000 |
| Noninterest-bearing deposits | 26,469,000 | 26,841,000 | 25,959,000 | 27,423,000 |
| Equity capital | 23,022,000 | 22,040,000 | 20,833,000 | 20,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,869,000 | 7,516,000 | 10,953,000 | 14,354,000 |
| Interest expense | 2,026,000 | 3,798,000 | 5,473,000 | 7,130,000 |
| Net interest income | 1,843,000 | 3,718,000 | 5,480,000 | 7,224,000 |
| Noninterest income | 268,000 | 494,000 | 178,000 | 471,000 |
| Noninterest expense | 1,581,000 | 3,569,000 | 5,600,000 | 7,408,000 |
| Provision for loan losses | 90,000 | 180,000 | 440,000 | 2,070,000 |
| Pretax income | 478,000 | 591,000 | -705,000 | -2,106,000 |
| Income tax | 116,000 | 92,000 | -483,000 | -1,065,000 |
| Net income | 362,000 | 499,000 | -222,000 | -1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,302,000 | 22,441,000 | 21,719,000 | 21,013,000 |
| Total capital | 24,714,000 | 24,966,000 | 24,359,000 | 23,294,000 |
| Risk-weighted assets | 213,823,000 | 210,060,000 | 205,824,000 | 205,365,000 |