Call reports 2007
BREMEN BANK AND TRUST COMPANY — 2007
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 250,724,000 | 257,608,000 | 251,756,000 | 254,713,000 |
| Total loans | 182,034,000 | 178,848,000 | 183,243,000 | 184,880,000 |
| Allowance for loan losses | 2,402,000 | 2,194,000 | 2,205,000 | 2,576,000 |
| Securities available for sale | 54,426,000 | 53,281,000 | 53,083,000 | 54,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,094,000 | 219,541,000 | 206,602,000 | 207,460,000 |
| Interest-bearing deposits | 182,073,000 | 189,247,000 | 177,650,000 | 176,014,000 |
| Noninterest-bearing deposits | 31,021,000 | 30,294,000 | 28,952,000 | 31,446,000 |
| Equity capital | 21,474,000 | 21,468,000 | 22,233,000 | 22,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,181,000 | 8,327,000 | 12,342,000 | 16,423,000 |
| Interest expense | 2,106,000 | 4,294,000 | 6,488,000 | 8,668,000 |
| Net interest income | 2,075,000 | 4,033,000 | 5,854,000 | 7,755,000 |
| Noninterest income | 352,000 | 653,000 | 942,000 | 1,351,000 |
| Noninterest expense | 1,434,000 | 2,809,000 | 4,210,000 | 5,762,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 730,000 |
| Pretax income | 904,000 | 2,265,000 | 2,884,000 | 3,182,000 |
| Income tax | 278,000 | 734,000 | 891,000 | 936,000 |
| Net income | 626,000 | 1,531,000 | 1,993,000 | 2,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,901,000 | 21,737,000 | 22,129,000 | 22,105,000 |
| Total capital | 23,651,000 | 24,169,000 | 24,513,000 | 24,690,000 |
| Risk-weighted assets | 202,807,000 | 206,917,000 | 206,894,000 | 208,406,000 |