Call reports 2006
BREMEN BANK AND TRUST COMPANY — 2006
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 236,036,000 | 234,960,000 | 244,585,000 | 245,282,000 |
| Total loans | 170,322,000 | 173,764,000 | 176,770,000 | 178,436,000 |
| Allowance for loan losses | 1,890,000 | 1,922,000 | 2,117,000 | 2,364,000 |
| Securities available for sale | 50,180,000 | 50,669,000 | 54,276,000 | 53,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,440,000 | 193,955,000 | 200,192,000 | 204,821,000 |
| Interest-bearing deposits | 174,605,000 | 163,542,000 | 172,693,000 | 173,012,000 |
| Noninterest-bearing deposits | 25,835,000 | 30,413,000 | 27,499,000 | 31,809,000 |
| Equity capital | 18,957,000 | 19,067,000 | 20,617,000 | 20,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,460,000 | 7,227,000 | 11,169,000 | 15,199,000 |
| Interest expense | 1,610,000 | 3,382,000 | 5,283,000 | 7,263,000 |
| Net interest income | 1,850,000 | 3,845,000 | 5,886,000 | 7,936,000 |
| Noninterest income | 242,000 | 470,000 | 731,000 | 1,043,000 |
| Noninterest expense | 1,313,000 | 2,582,000 | 3,868,000 | 5,282,000 |
| Provision for loan losses | 90,000 | 180,000 | 370,000 | 610,000 |
| Pretax income | 570,000 | 1,434,000 | 2,260,000 | 2,968,000 |
| Income tax | 155,000 | 416,000 | 662,000 | 844,000 |
| Net income | 415,000 | 1,018,000 | 1,598,000 | 2,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,051,000 | 19,585,000 | 20,096,000 | 20,345,000 |
| Total capital | 21,382,000 | 21,943,000 | 22,649,000 | 23,121,000 |
| Risk-weighted assets | 189,258,000 | 195,678,000 | 197,957,000 | 200,307,000 |