Call reports 2005
BREMEN BANK AND TRUST COMPANY — 2005
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 220,255,000 | 219,428,000 | 222,460,000 | 229,691,000 |
| Total loans | 165,645,000 | 167,712,000 | 171,354,000 | 173,023,000 |
| Allowance for loan losses | 2,121,000 | 2,181,000 | 1,963,000 | 2,024,000 |
| Securities available for sale | 41,253,000 | 40,058,000 | 40,451,000 | 45,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,619,000 | 184,973,000 | 186,692,000 | 192,042,000 |
| Interest-bearing deposits | 158,734,000 | 156,883,000 | 160,027,000 | 162,537,000 |
| Noninterest-bearing deposits | 27,885,000 | 28,090,000 | 26,665,000 | 29,505,000 |
| Equity capital | 18,125,000 | 18,713,000 | 19,057,000 | 19,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,872,000 | 5,888,000 | 9,110,000 | 12,564,000 |
| Interest expense | 1,145,000 | 2,366,000 | 3,712,000 | 5,186,000 |
| Net interest income | 1,727,000 | 3,522,000 | 5,398,000 | 7,378,000 |
| Noninterest income | 180,000 | 353,000 | 370,000 | 594,000 |
| Noninterest expense | 1,198,000 | 2,401,000 | 3,602,000 | 4,950,000 |
| Provision for loan losses | 90,000 | 150,000 | 210,000 | 300,000 |
| Pretax income | 619,000 | 1,324,000 | 1,956,000 | 2,722,000 |
| Income tax | 192,000 | 412,000 | 602,000 | 835,000 |
| Net income | 427,000 | 912,000 | 1,354,000 | 1,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,661,000 | 18,077,000 | 18,450,000 | 18,706,000 |
| Total capital | 20,186,000 | 20,664,000 | 20,837,000 | 21,186,000 |
| Risk-weighted assets | 186,090,000 | 187,399,000 | 190,277,000 | 203,657,000 |