Call reports 2004
BREMEN BANK AND TRUST COMPANY — 2004
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 202,234,000 | 211,970,000 | 210,918,000 | 213,792,000 |
| Total loans | 150,487,000 | 158,035,000 | 157,969,000 | 164,134,000 |
| Allowance for loan losses | 2,006,000 | 2,094,000 | 2,384,000 | 2,033,000 |
| Securities available for sale | 41,018,000 | 42,643,000 | 41,215,000 | 38,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,864,000 | 171,924,000 | 171,554,000 | 178,842,000 |
| Interest-bearing deposits | 142,986,000 | 144,185,000 | 143,105,000 | 146,547,000 |
| Noninterest-bearing deposits | 26,878,000 | 27,739,000 | 28,449,000 | 32,295,000 |
| Equity capital | 17,726,000 | 17,386,000 | 18,085,000 | 18,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,474,000 | 5,015,000 | 7,666,000 | 10,403,000 |
| Interest expense | 993,000 | 1,990,000 | 3,028,000 | 4,080,000 |
| Net interest income | 1,481,000 | 3,025,000 | 4,638,000 | 6,323,000 |
| Noninterest income | 156,000 | 308,000 | 523,000 | 669,000 |
| Noninterest expense | 1,188,000 | 2,339,000 | 3,498,000 | 4,799,000 |
| Provision for loan losses | 325,000 | 400,000 | 675,000 | 750,000 |
| Pretax income | 224,000 | 699,000 | 1,268,000 | 1,723,000 |
| Income tax | 37,000 | 173,000 | 340,000 | 467,000 |
| Net income | 187,000 | 526,000 | 928,000 | 1,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,650,000 | 16,920,000 | 17,252,000 | 17,303,000 |
| Total capital | 19,067,000 | 19,410,000 | 19,912,000 | 19,773,000 |
| Risk-weighted assets | 169,345,000 | 178,286,000 | 184,481,000 | 181,871,000 |