Call reports 2003
BREMEN BANK AND TRUST COMPANY — 2003
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 175,341,000 | 179,757,000 | 188,898,000 | 197,831,000 |
| Total loans | 126,220,000 | 130,089,000 | 136,807,000 | 148,028,000 |
| Allowance for loan losses | 1,373,000 | 1,454,000 | 1,477,000 | 1,653,000 |
| Securities available for sale | 35,096,000 | 36,858,000 | 42,388,000 | 39,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,732,000 | 146,920,000 | 146,157,000 | 153,699,000 |
| Interest-bearing deposits | 122,950,000 | 123,340,000 | 119,762,000 | 122,902,000 |
| Noninterest-bearing deposits | 20,782,000 | 23,580,000 | 26,395,000 | 30,797,000 |
| Equity capital | 17,366,000 | 17,614,000 | 17,536,000 | 17,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,334,000 | 4,680,000 | 7,001,000 | 9,446,000 |
| Interest expense | 1,015,000 | 2,026,000 | 3,008,000 | 3,978,000 |
| Net interest income | 1,319,000 | 2,654,000 | 3,993,000 | 5,468,000 |
| Noninterest income | 162,000 | 352,000 | 506,000 | 656,000 |
| Noninterest expense | 1,127,000 | 2,256,000 | 3,431,000 | 4,627,000 |
| Provision for loan losses | 75,000 | 200,000 | 245,000 | 395,000 |
| Pretax income | 390,000 | 661,000 | 974,000 | 1,329,000 |
| Income tax | 94,000 | 145,000 | 212,000 | 296,000 |
| Net income | 296,000 | 516,000 | 762,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,221,000 | 16,371,000 | 16,538,000 | 16,532,000 |
| Total capital | 18,049,000 | 18,316,000 | 18,484,000 | 18,600,000 |
| Risk-weighted assets | 146,349,000 | 148,878,000 | 156,186,000 | 168,120,000 |