Call reports 2002
BREMEN BANK AND TRUST COMPANY — 2002
What BREMEN BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 163,430,000 | 167,515,000 | 174,972,000 | 173,762,000 |
| Total loans | 98,367,000 | 98,919,000 | 113,327,000 | 118,408,000 |
| Allowance for loan losses | 1,312,000 | 1,199,000 | 1,276,000 | 1,313,000 |
| Securities available for sale | 55,146,000 | 53,355,000 | 50,229,000 | 42,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,386,000 | 130,608,000 | 136,034,000 | 139,058,000 |
| Interest-bearing deposits | 106,321,000 | 113,309,000 | 114,899,000 | 116,742,000 |
| Noninterest-bearing deposits | 18,065,000 | 17,299,000 | 21,135,000 | 22,316,000 |
| Equity capital | 16,682,000 | 17,213,000 | 17,381,000 | 17,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,329,000 | 4,708,000 | 7,169,000 | 9,638,000 |
| Interest expense | 1,062,000 | 2,134,000 | 3,245,000 | 4,315,000 |
| Net interest income | 1,267,000 | 2,574,000 | 3,924,000 | 5,323,000 |
| Noninterest income | 110,000 | 282,000 | 484,000 | 653,000 |
| Noninterest expense | 949,000 | 1,929,000 | 3,022,000 | 4,203,000 |
| Provision for loan losses | 60,000 | 270,000 | 330,000 | 390,000 |
| Pretax income | 452,000 | 899,000 | 1,298,000 | 1,625,000 |
| Income tax | 110,000 | 219,000 | 311,000 | 370,000 |
| Net income | 342,000 | 680,000 | 987,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,506,000 | 15,781,000 | 16,026,000 | 15,994,000 |
| Total capital | 17,328,000 | 17,426,000 | 17,736,000 | 17,794,000 |
| Risk-weighted assets | 130,351,000 | 131,298,000 | 134,400,000 | 140,557,000 |