Call reports 2012
HEARTLAND COMMUNITY BANK — 2012
What HEARTLAND COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 63,117,000 | 62,331,000 |
| Total loans | 35,579,000 | 37,421,000 |
| Allowance for loan losses | 286,000 | 287,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 12,958,000 | 13,261,000 |
| Trading assets | 0 | 0 |
| Total deposits | 55,576,000 | 54,676,000 |
| Interest-bearing deposits | 46,676,000 | 47,262,000 |
| Noninterest-bearing deposits | 8,900,000 | 7,414,000 |
| Equity capital | 4,108,000 | 4,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 655,000 | 1,330,000 |
| Interest expense | 106,000 | 208,000 |
| Net interest income | 549,000 | 1,122,000 |
| Noninterest income | 164,000 | 309,000 |
| Noninterest expense | 494,000 | 1,081,000 |
| Provision for loan losses | 15,000 | 15,000 |
| Pretax income | 204,000 | 335,000 |
| Income tax | 6,000 | 12,000 |
| Net income | 198,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 4,108,000 | 4,198,000 |
| Total capital | 4,394,000 | 4,485,000 |
| Risk-weighted assets | 42,267,000 | 43,630,000 |