Call reports 2002
HEARTLAND COMMUNITY BANK — 2002
What HEARTLAND COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,741,000 | 41,324,000 | 44,662,000 | 45,253,000 |
| Total loans | 23,634,000 | 22,992,000 | 25,251,000 | 27,889,000 |
| Allowance for loan losses | 240,000 | 235,000 | 232,000 | 277,000 |
| Securities available for sale | 7,010,000 | 7,142,000 | 7,284,000 | 5,986,000 |
| Securities held to maturity | 7,419,000 | 7,430,000 | 7,806,000 | 6,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,267,000 | 34,687,000 | 36,212,000 | 38,215,000 |
| Interest-bearing deposits | 32,348,000 | 31,843,000 | 33,040,000 | 34,281,000 |
| Noninterest-bearing deposits | 2,919,000 | 2,844,000 | 3,172,000 | 3,934,000 |
| Equity capital | 4,095,000 | 4,230,000 | 4,408,000 | 3,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,425,000 | 2,136,000 | 3,132,000 |
| Interest expense | 349,000 | 678,000 | 1,003,000 | 1,390,000 |
| Net interest income | 381,000 | 747,000 | 1,133,000 | 1,742,000 |
| Noninterest income | 46,000 | 28,000 | 61,000 | 223,000 |
| Noninterest expense | 292,000 | 569,000 | 860,000 | 1,666,000 |
| Provision for loan losses | -67,000 | -67,000 | -67,000 | -32,000 |
| Pretax income | 202,000 | 273,000 | 401,000 | 357,000 |
| Income tax | 53,000 | 84,000 | 136,000 | 120,000 |
| Net income | 149,000 | 189,000 | 265,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,072,000 | 4,112,000 | 4,188,000 | 3,549,000 |
| Total capital | 4,312,000 | 4,347,000 | 4,420,000 | 3,826,000 |
| Risk-weighted assets | 24,141,000 | 23,700,000 | 26,203,000 | 28,775,000 |