Call reports 2001
FIRST GULF BANK — 2001
What FIRST GULF BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 175,577,000 | 181,487,000 | 184,722,000 | 189,176,000 |
| Total loans | 142,087,000 | 148,194,000 | 153,984,000 | 150,744,000 |
| Allowance for loan losses | 1,538,000 | 1,646,000 | 1,748,000 | 1,960,000 |
| Securities available for sale | 14,054,000 | 13,447,000 | 13,523,000 | 13,378,000 |
| Securities held to maturity | 2,216,000 | 2,216,000 | 2,066,000 | 2,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,713,000 | 146,071,000 | 149,336,000 | 150,256,000 |
| Interest-bearing deposits | 126,418,000 | 121,853,000 | 126,842,000 | 129,456,000 |
| Noninterest-bearing deposits | 23,295,000 | 24,218,000 | 22,494,000 | 20,800,000 |
| Equity capital | 11,940,000 | 12,498,000 | 13,173,000 | 13,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,176,000 | 6,467,000 | 9,771,000 | 12,897,000 |
| Interest expense | 1,672,000 | 3,255,000 | 4,747,000 | 5,936,000 |
| Net interest income | 1,504,000 | 3,212,000 | 5,024,000 | 6,961,000 |
| Noninterest income | 595,000 | 1,349,000 | 2,052,000 | 2,900,000 |
| Noninterest expense | 1,318,000 | 2,787,000 | 4,253,000 | 5,924,000 |
| Provision for loan losses | 50,000 | 170,000 | 300,000 | 537,000 |
| Pretax income | 731,000 | 1,604,000 | 2,523,000 | 3,400,000 |
| Income tax | 249,000 | 553,000 | 873,000 | 1,176,000 |
| Net income | 482,000 | 1,051,000 | 1,650,000 | 2,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,841,000 | 12,411,000 | 13,010,000 | 13,584,000 |
| Total capital | 13,379,000 | 14,028,000 | 14,669,000 | 15,262,000 |
| Risk-weighted assets | 125,125,000 | 129,301,000 | 132,631,000 | 133,918,000 |