Call reports 2002
UNION NATIONAL BANK — 2002
What UNION NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 45,503,000 | 45,644,000 | 47,863,000 | 48,772,000 |
| Total loans | 38,147,000 | 41,486,000 | 43,331,000 | 39,596,000 |
| Allowance for loan losses | 470,000 | 468,000 | 484,000 | 489,000 |
| Securities available for sale | 1,220,000 | 1,235,000 | 1,111,000 | 1,376,000 |
| Securities held to maturity | 280,000 | 405,000 | 405,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,856,000 | 37,937,000 | 38,952,000 | 39,548,000 |
| Interest-bearing deposits | 33,612,000 | 33,978,000 | 34,777,000 | 34,758,000 |
| Noninterest-bearing deposits | 4,244,000 | 3,959,000 | 4,175,000 | 4,790,000 |
| Equity capital | 4,255,000 | 4,393,000 | 4,567,000 | 4,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,608,000 | 2,485,000 | 3,348,000 |
| Interest expense | 325,000 | 641,000 | 957,000 | 1,267,000 |
| Net interest income | 452,000 | 967,000 | 1,528,000 | 2,081,000 |
| Noninterest income | 66,000 | 134,000 | 213,000 | 290,000 |
| Noninterest expense | 345,000 | 704,000 | 1,065,000 | 1,445,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 152,000 | 355,000 | 613,000 | 842,000 |
| Income tax | 55,000 | 129,000 | 222,000 | 304,000 |
| Net income | 97,000 | 226,000 | 391,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,255,000 | 4,393,000 | 4,567,000 | 4,714,000 |
| Total capital | 4,713,000 | 4,861,000 | 5,051,000 | 5,203,000 |
| Risk-weighted assets | 36,646,000 | 38,825,000 | 41,096,000 | 43,278,000 |