Call reports 2001
UNION NATIONAL BANK — 2001
What UNION NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,137,000 | 44,993,000 | 44,519,000 | 41,712,000 |
| Total loans | 37,794,000 | 39,480,000 | 40,158,000 | 36,783,000 |
| Allowance for loan losses | 448,000 | 430,000 | 447,000 | 470,000 |
| Securities available for sale | 2,038,000 | 1,838,000 | 1,436,000 | 831,000 |
| Securities held to maturity | 281,000 | 281,000 | 281,000 | 281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,428,000 | 37,213,000 | 36,638,000 | 34,099,000 |
| Interest-bearing deposits | 31,551,000 | 32,762,000 | 32,587,000 | 29,660,000 |
| Noninterest-bearing deposits | 3,877,000 | 4,451,000 | 4,051,000 | 4,439,000 |
| Equity capital | 3,959,000 | 4,092,000 | 4,225,000 | 4,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,902,000 | 2,846,000 | 3,712,000 |
| Interest expense | 474,000 | 940,000 | 1,377,000 | 1,752,000 |
| Net interest income | 474,000 | 962,000 | 1,469,000 | 1,960,000 |
| Noninterest income | 73,000 | 154,000 | 222,000 | 296,000 |
| Noninterest expense | 341,000 | 681,000 | 1,026,000 | 1,375,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 185,000 | 393,000 | 602,000 | 797,000 |
| Income tax | 67,000 | 143,000 | 219,000 | 290,000 |
| Net income | 118,000 | 250,000 | 383,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,945,000 | 4,079,000 | 4,211,000 | 4,155,000 |
| Total capital | 4,384,000 | 4,510,000 | 4,658,000 | 4,625,000 |
| Risk-weighted assets | 35,088,000 | 39,776,000 | 37,357,000 | 37,647,000 |