Call reports 2014
TOWN AND COUNTRY BANK — 2014
What TOWN AND COUNTRY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 57,805,000 | 59,035,000 | 58,562,000 | 59,581,000 |
| Total loans | 46,449,000 | 46,013,000 | 46,886,000 | 47,179,000 |
| Allowance for loan losses | 942,000 | 952,000 | 890,000 | 907,000 |
| Securities available for sale | 5,981,000 | 6,403,000 | 6,083,000 | 5,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,499,000 | 52,657,000 | 52,105,000 | 53,172,000 |
| Interest-bearing deposits | 45,321,000 | 46,601,000 | 46,503,000 | 46,572,000 |
| Noninterest-bearing deposits | 6,178,000 | 6,056,000 | 5,602,000 | 6,600,000 |
| Equity capital | 6,256,000 | 6,302,000 | 6,341,000 | 6,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,185,000 | 1,783,000 | 2,386,000 |
| Interest expense | 64,000 | 127,000 | 188,000 | 245,000 |
| Net interest income | 529,000 | 1,058,000 | 1,595,000 | 2,141,000 |
| Noninterest income | 37,000 | 123,000 | 214,000 | 287,000 |
| Noninterest expense | 559,000 | 1,136,000 | 1,689,000 | 2,333,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 30,000 |
| Pretax income | 7,000 | 45,000 | 115,000 | 65,000 |
| Income tax | 3,000 | 18,000 | 45,000 | 26,000 |
| Net income | 4,000 | 27,000 | 70,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,591,000 | 5,614,000 | 5,663,000 | 6,026,000 |
| Total capital | 6,149,000 | 6,160,000 | 6,221,000 | 6,602,000 |
| Risk-weighted assets | 44,251,000 | 43,292,000 | 44,295,000 | 45,786,000 |