Call reports 2002
TOWN AND COUNTRY BANK — 2002
What TOWN AND COUNTRY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,885,000 | 23,167,000 | 23,502,000 | 25,776,000 |
| Total loans | 15,605,000 | 16,747,000 | 18,130,000 | 18,801,000 |
| Allowance for loan losses | 145,000 | 153,000 | 160,000 | 164,000 |
| Securities available for sale | 3,003,000 | 3,100,000 | 3,158,000 | 3,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,867,000 | 21,118,000 | 21,407,000 | 23,629,000 |
| Interest-bearing deposits | 17,312,000 | 18,685,000 | 19,318,000 | 20,699,000 |
| Noninterest-bearing deposits | 1,555,000 | 2,433,000 | 2,089,000 | 2,930,000 |
| Equity capital | 1,925,000 | 1,968,000 | 2,005,000 | 2,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 720,000 | 1,115,000 | 1,430,000 |
| Interest expense | 162,000 | 319,000 | 472,000 | 620,000 |
| Net interest income | 190,000 | 401,000 | 643,000 | 810,000 |
| Noninterest income | 19,000 | 39,000 | 59,000 | 185,000 |
| Noninterest expense | 203,000 | 411,000 | 618,000 | 830,000 |
| Provision for loan losses | 3,000 | 9,000 | 15,000 | 24,000 |
| Pretax income | 3,000 | 20,000 | 69,000 | 141,000 |
| Income tax | 0 | 3,000 | 16,000 | 37,000 |
| Net income | 3,000 | 17,000 | 53,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,894,000 | 1,911,000 | 1,960,000 | 2,024,000 |
| Total capital | 2,039,000 | 2,064,000 | 2,120,000 | 2,188,000 |
| Risk-weighted assets | 15,938,000 | 16,792,000 | 17,315,000 | 18,167,000 |