Call reports 2011
MILTON SAVINGS BANK — 2011
What MILTON SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 16,071,000 | 15,863,000 | 15,758,000 | 15,752,000 |
| Total loans | 11,599,000 | 11,242,000 | 10,738,000 | 10,203,000 |
| Allowance for loan losses | 108,000 | 109,000 | 109,000 | 109,000 |
| Securities available for sale | 1,642,000 | 1,547,000 | 1,546,000 | 1,587,000 |
| Securities held to maturity | 15,000 | 14,000 | 13,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,817,000 | 14,605,000 | 14,503,000 | 14,525,000 |
| Interest-bearing deposits | 14,218,000 | 14,094,000 | 13,972,000 | 14,050,000 |
| Noninterest-bearing deposits | 599,000 | 511,000 | 531,000 | 475,000 |
| Equity capital | 1,215,000 | 1,209,000 | 1,192,000 | 1,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 187,000 | 371,000 | 546,000 | 720,000 |
| Interest expense | 29,000 | 56,000 | 84,000 | 109,000 |
| Net interest income | 158,000 | 315,000 | 462,000 | 611,000 |
| Noninterest income | 17,000 | 36,000 | 56,000 | 72,000 |
| Noninterest expense | 178,000 | 366,000 | 547,000 | 736,000 |
| Provision for loan losses | 3,000 | 4,000 | 5,000 | 5,000 |
| Pretax income | -6,000 | -19,000 | -34,000 | -58,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -19,000 | -34,000 | -58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,108,000 | 1,112,000 | 1,090,000 | 1,066,000 |
| Total capital | 1,216,000 | 1,221,000 | 1,211,000 | 1,188,000 |
| Risk-weighted assets | 9,703,000 | 9,363,000 | 9,023,000 | 8,879,000 |