Call reports 2010
MILTON SAVINGS BANK — 2010
What MILTON SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 16,953,000 | 17,413,000 | 16,410,000 | 16,390,000 |
| Total loans | 12,911,000 | 12,365,000 | 12,709,000 | 11,892,000 |
| Allowance for loan losses | 100,000 | 104,000 | 105,000 | 107,000 |
| Securities available for sale | 1,693,000 | 1,716,000 | 1,562,000 | 1,706,000 |
| Securities held to maturity | 18,000 | 17,000 | 16,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,675,000 | 16,121,000 | 15,131,000 | 15,124,000 |
| Interest-bearing deposits | 15,184,000 | 15,576,000 | 14,568,000 | 14,552,000 |
| Noninterest-bearing deposits | 491,000 | 545,000 | 563,000 | 572,000 |
| Equity capital | 1,218,000 | 1,229,000 | 1,241,000 | 1,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 222,000 | 430,000 | 626,000 | 841,000 |
| Interest expense | 48,000 | 93,000 | 133,000 | 166,000 |
| Net interest income | 174,000 | 337,000 | 493,000 | 675,000 |
| Noninterest income | 21,000 | 39,000 | 59,000 | 76,000 |
| Noninterest expense | 191,000 | 371,000 | 542,000 | 736,000 |
| Provision for loan losses | -22,000 | -22,000 | -22,000 | -20,000 |
| Pretax income | 26,000 | 39,000 | 44,000 | 47,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 39,000 | 44,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,136,000 | 1,186,000 | 1,183,000 | 1,164,000 |
| Total capital | 1,236,000 | 1,296,000 | 1,306,000 | 1,271,000 |
| Risk-weighted assets | 10,766,000 | 10,634,000 | 10,477,000 | 10,112,000 |