Call reports 2007
MILTON SAVINGS BANK — 2007
What MILTON SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 17,659,000 | 18,025,000 | 18,148,000 | 17,882,000 |
| Total loans | 11,816,000 | 11,546,000 | 11,892,000 | 11,597,000 |
| Allowance for loan losses | 89,000 | 89,000 | 89,000 | 89,000 |
| Securities available for sale | 1,466,000 | 1,300,000 | 1,473,000 | 1,287,000 |
| Securities held to maturity | 29,000 | 29,000 | 28,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,978,000 | 16,345,000 | 16,451,000 | 16,206,000 |
| Interest-bearing deposits | 15,595,000 | 15,991,000 | 16,048,000 | 15,763,000 |
| Noninterest-bearing deposits | 383,000 | 354,000 | 403,000 | 443,000 |
| Equity capital | 1,563,000 | 1,543,000 | 1,550,000 | 1,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 502,000 | 753,000 | 1,013,000 |
| Interest expense | 112,000 | 229,000 | 347,000 | 462,000 |
| Net interest income | 136,000 | 273,000 | 406,000 | 551,000 |
| Noninterest income | 17,000 | 44,000 | 70,000 | 93,000 |
| Noninterest expense | 189,000 | 363,000 | 549,000 | 732,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -36,000 | -46,000 | -73,000 | -88,000 |
| Income tax | -11,000 | -14,000 | -30,000 | -35,000 |
| Net income | -25,000 | -32,000 | -43,000 | -53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,582,000 | 1,575,000 | 1,564,000 | 1,553,000 |
| Total capital | 1,671,000 | 1,664,000 | 1,653,000 | 1,642,000 |
| Risk-weighted assets | 9,047,000 | 8,995,000 | 10,555,000 | 8,875,000 |