Call reports 2002
MILTON SAVINGS BANK — 2002
What MILTON SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,183,000 | 17,930,000 | 18,330,000 | 18,013,000 |
| Total loans | 12,714,000 | 12,176,000 | 12,144,000 | 12,140,000 |
| Allowance for loan losses | 110,000 | 110,000 | 107,000 | 105,000 |
| Securities available for sale | 2,136,000 | 2,919,000 | 2,396,000 | 2,957,000 |
| Securities held to maturity | 41,000 | 40,000 | 40,000 | 39,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,977,000 | 15,627,000 | 16,168,000 | 15,812,000 |
| Interest-bearing deposits | 14,654,000 | 15,268,000 | 15,889,000 | 15,537,000 |
| Noninterest-bearing deposits | 323,000 | 359,000 | 279,000 | 275,000 |
| Equity capital | 1,610,000 | 1,673,000 | 1,625,000 | 1,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 522,000 | 786,000 | 1,048,000 |
| Interest expense | 113,000 | 224,000 | 333,000 | 435,000 |
| Net interest income | 146,000 | 298,000 | 453,000 | 613,000 |
| Noninterest income | 20,000 | 45,000 | 73,000 | 95,000 |
| Noninterest expense | 166,000 | 337,000 | 502,000 | 666,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | 6,000 | 24,000 | 42,000 |
| Income tax | 0 | 2,000 | 5,000 | 10,000 |
| Net income | 0 | 4,000 | 19,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,541,000 | 1,545,000 | 1,560,000 | 1,573,000 |
| Total capital | 1,751,000 | 1,737,000 | 1,708,000 | 1,733,000 |
| Risk-weighted assets | 9,385,000 | 9,197,000 | 9,454,000 | 9,483,000 |