Call reports 2001
MILTON SAVINGS BANK — 2001
What MILTON SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,750,000 | 17,261,000 | 16,982,000 | 17,387,000 |
| Total loans | 11,811,000 | 12,841,000 | 13,273,000 | 13,068,000 |
| Allowance for loan losses | 111,000 | 111,000 | 110,000 | 110,000 |
| Securities available for sale | 2,295,000 | 2,188,000 | 1,819,000 | 1,736,000 |
| Securities held to maturity | 51,000 | 44,000 | 43,000 | 42,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,321,000 | 14,813,000 | 14,569,000 | 15,030,000 |
| Interest-bearing deposits | 14,069,000 | 14,602,000 | 14,280,000 | 14,753,000 |
| Noninterest-bearing deposits | 252,000 | 211,000 | 289,000 | 277,000 |
| Equity capital | 1,731,000 | 1,739,000 | 1,719,000 | 1,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 561,000 | 857,000 | 1,142,000 |
| Interest expense | 145,000 | 291,000 | 437,000 | 569,000 |
| Net interest income | 137,000 | 270,000 | 420,000 | 573,000 |
| Noninterest income | 21,000 | 46,000 | 70,000 | 93,000 |
| Noninterest expense | 163,000 | 343,000 | 516,000 | 695,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,000 | -7,000 | -3,000 | 14,000 |
| Income tax | -2,000 | -2,000 | -4,000 | 1,000 |
| Net income | -3,000 | -5,000 | 1,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,525,000 | 1,523,000 | 1,529,000 | 1,541,000 |
| Total capital | 1,756,000 | 1,768,000 | 1,752,000 | 1,755,000 |
| Risk-weighted assets | 9,193,000 | 9,812,000 | 9,813,000 | 9,605,000 |