Call reports 2025
BANK OF BAKER, THE — 2025
What BANK OF BAKER, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 154,337,000 | 157,605,000 | 156,979,000 | 162,718,000 |
| Total loans | 81,399,000 | 86,086,000 | 87,167,000 | 87,496,000 |
| Allowance for loan losses | 1,133,000 | 1,268,000 | 1,336,000 | 1,323,000 |
| Securities available for sale | 28,180,000 | 29,773,000 | 33,592,000 | 32,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,593,000 | 139,515,000 | 138,709,000 | 144,084,000 |
| Interest-bearing deposits | 93,597,000 | 97,549,000 | 93,258,000 | 96,103,000 |
| Noninterest-bearing deposits | 42,996,000 | 41,966,000 | 45,451,000 | 47,981,000 |
| Equity capital | 16,974,000 | 17,029,000 | 17,427,000 | 17,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 4,137,000 | 6,394,000 | 8,696,000 |
| Interest expense | 562,000 | 1,151,000 | 1,737,000 | 2,325,000 |
| Net interest income | 1,445,000 | 2,986,000 | 4,657,000 | 6,371,000 |
| Noninterest income | 114,000 | 233,000 | 351,000 | 465,000 |
| Noninterest expense | 1,064,000 | 2,142,000 | 3,141,000 | 4,251,000 |
| Provision for loan losses | -54,000 | 81,000 | 149,000 | 136,000 |
| Pretax income | 516,000 | 852,000 | 1,618,000 | 2,296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 516,000 | 852,000 | 1,618,000 | 2,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,618,000 | 17,447,000 | 17,705,000 | 17,878,000 |