Call reports 2023
BANK OF BAKER, THE — 2023
What BANK OF BAKER, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 142,068,000 | 135,937,000 | 161,872,000 | 142,369,000 |
| Total loans | 86,460,000 | 90,679,000 | 90,363,000 | 90,473,000 |
| Allowance for loan losses | 1,499,000 | 1,481,000 | 1,513,000 | 1,530,000 |
| Securities available for sale | 33,759,000 | 29,779,000 | 28,839,000 | 23,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,369,000 | 116,616,000 | 142,488,000 | 126,100,000 |
| Interest-bearing deposits | 73,729,000 | 76,116,000 | 98,794,000 | 80,812,000 |
| Noninterest-bearing deposits | 49,640,000 | 40,500,000 | 43,694,000 | 45,288,000 |
| Equity capital | 18,125,000 | 18,371,000 | 18,638,000 | 15,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,680,000 | 3,357,000 | 5,274,000 | 7,411,000 |
| Interest expense | 207,000 | 479,000 | 989,000 | 1,604,000 |
| Net interest income | 1,473,000 | 2,878,000 | 4,285,000 | 5,807,000 |
| Noninterest income | 97,000 | 215,000 | 314,000 | 405,000 |
| Noninterest expense | 880,000 | 1,808,000 | 2,795,000 | 3,976,000 |
| Provision for loan losses | 6,000 | 6,000 | -39,000 | -39,000 |
| Pretax income | 684,000 | 1,287,000 | 1,867,000 | 2,345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 684,000 | 1,287,000 | 1,867,000 | 2,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,327,000 | 17,424,000 | 17,498,000 | 16,961,000 |