Call reports 2020
BANK OF BAKER, THE — 2020
What BANK OF BAKER, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 155,540,000 | 171,544,000 | 169,143,000 | 173,797,000 |
| Total loans | 85,322,000 | 91,146,000 | 87,342,000 | 74,619,000 |
| Allowance for loan losses | 1,236,000 | 1,422,000 | 1,612,000 | 1,740,000 |
| Securities available for sale | 20,047,000 | 17,508,000 | 19,922,000 | 20,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,273,000 | 154,587,000 | 152,333,000 | 156,475,000 |
| Interest-bearing deposits | 131,122,000 | 146,442,000 | 144,289,000 | 148,782,000 |
| Noninterest-bearing deposits | 7,151,000 | 8,145,000 | 8,044,000 | 7,693,000 |
| Equity capital | 16,977,000 | 16,409,000 | 16,261,000 | 15,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,025,000 | 4,799,000 | 6,088,000 |
| Interest expense | 230,000 | 389,000 | 523,000 | 651,000 |
| Net interest income | 1,329,000 | 2,636,000 | 4,276,000 | 5,437,000 |
| Noninterest income | 51,000 | 106,000 | 158,000 | 220,000 |
| Noninterest expense | 717,000 | 1,442,000 | 2,034,000 | 3,086,000 |
| Provision for loan losses | 175,000 | 325,000 | 475,000 | 550,000 |
| Pretax income | 488,000 | 975,000 | 1,925,000 | 2,021,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 488,000 | 975,000 | 1,925,000 | 2,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,709,000 | 17,179,000 | 17,618,000 | 17,207,000 |