Call reports 2019
BANK OF BAKER, THE — 2019
What BANK OF BAKER, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 138,002,000 | 140,527,000 | 141,092,000 | 147,487,000 |
| Total loans | 93,321,000 | 95,000,000 | 96,420,000 | 87,107,000 |
| Allowance for loan losses | 1,362,000 | 1,442,000 | 1,500,000 | 1,564,000 |
| Securities available for sale | 20,674,000 | 19,255,000 | 20,025,000 | 21,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,357,000 | 123,158,000 | 123,439,000 | 130,149,000 |
| Interest-bearing deposits | 112,697,000 | 116,462,000 | 115,995,000 | 123,143,000 |
| Noninterest-bearing deposits | 7,660,000 | 6,696,000 | 7,444,000 | 7,006,000 |
| Equity capital | 17,110,000 | 16,816,000 | 17,086,000 | 16,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,730,000 | 3,550,000 | 5,445,000 | 7,012,000 |
| Interest expense | 246,000 | 563,000 | 875,000 | 1,131,000 |
| Net interest income | 1,484,000 | 2,987,000 | 4,570,000 | 5,881,000 |
| Noninterest income | 58,000 | 116,000 | 180,000 | 242,000 |
| Noninterest expense | 772,000 | 1,606,000 | 2,402,000 | 3,007,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 695,000 | 1,347,000 | 2,123,000 | 2,816,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 695,000 | 1,347,000 | 2,123,000 | 2,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,121,000 | 16,759,000 | 17,028,000 | 17,213,000 |
| Total capital | 18,450,000 | 18,126,000 | 18,437,000 | 18,498,000 |
| Risk-weighted assets | 106,295,000 | 109,349,000 | 112,684,000 | 102,599,000 |