Call reports 2016
BANK OF BAKER, THE — 2016
What BANK OF BAKER, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 155,255,000 | 145,963,000 | 150,826,000 | 148,088,000 |
| Total loans | 87,380,000 | 91,296,000 | 90,233,000 | 86,571,000 |
| Allowance for loan losses | 1,459,000 | 1,465,000 | 1,623,000 | 1,721,000 |
| Securities available for sale | 41,064,000 | 40,125,000 | 38,050,000 | 37,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,243,000 | 130,952,000 | 135,800,000 | 132,883,000 |
| Interest-bearing deposits | 132,985,000 | 121,976,000 | 127,351,000 | 124,288,000 |
| Noninterest-bearing deposits | 6,258,000 | 8,976,000 | 8,449,000 | 8,595,000 |
| Equity capital | 15,634,000 | 14,563,000 | 14,742,000 | 13,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 3,026,000 | 4,550,000 | 5,776,000 |
| Interest expense | 69,000 | 137,000 | 203,000 | 270,000 |
| Net interest income | 1,428,000 | 2,889,000 | 4,347,000 | 5,506,000 |
| Noninterest income | 71,000 | 145,000 | 221,000 | 298,000 |
| Noninterest expense | 763,000 | 1,447,000 | 2,115,000 | 2,713,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 655,000 |
| Pretax income | 736,000 | 1,587,000 | 2,303,000 | 2,436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 736,000 | 1,587,000 | 2,303,000 | 2,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,570,000 | 14,395,000 | 14,604,000 | 13,724,000 |
| Total capital | 16,919,000 | 15,790,000 | 15,979,000 | 15,074,000 |
| Risk-weighted assets | 107,811,000 | 111,565,000 | 109,816,000 | 107,707,000 |