Call reports 2015
BANK OF BAKER, THE — 2015
What BANK OF BAKER, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,862,000 | 158,766,000 | 158,037,000 | 153,149,000 |
| Total loans | 87,964,000 | 92,348,000 | 91,177,000 | 88,623,000 |
| Allowance for loan losses | 1,456,000 | 1,460,000 | 1,463,000 | 1,454,000 |
| Securities available for sale | 34,948,000 | 36,830,000 | 36,351,000 | 40,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,540,000 | 144,329,000 | 143,229,000 | 137,346,000 |
| Interest-bearing deposits | 139,951,000 | 136,634,000 | 135,724,000 | 130,256,000 |
| Noninterest-bearing deposits | 6,589,000 | 7,695,000 | 7,505,000 | 7,090,000 |
| Equity capital | 14,100,000 | 14,045,000 | 14,538,000 | 15,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,433,000 | 2,912,000 | 4,459,000 | 5,986,000 |
| Interest expense | 62,000 | 129,000 | 198,000 | 268,000 |
| Net interest income | 1,371,000 | 2,783,000 | 4,261,000 | 5,718,000 |
| Noninterest income | 76,000 | 325,000 | 411,000 | 462,000 |
| Noninterest expense | 694,000 | 1,353,000 | 1,984,000 | 2,582,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 753,000 | 1,755,000 | 2,688,000 | 3,598,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 753,000 | 1,755,000 | 2,688,000 | 3,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,017,000 | 14,005,000 | 14,433,000 | 15,342,000 |
| Total capital | 15,347,000 | 15,390,000 | 15,807,000 | 16,691,000 |
| Risk-weighted assets | 106,297,000 | 110,801,000 | 109,840,000 | 107,885,000 |