Call reports 2014
BANK OF BAKER, THE — 2014
What BANK OF BAKER, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 149,054,000 | 152,830,000 | 157,069,000 | 162,811,000 |
| Total loans | 88,601,000 | 91,421,000 | 88,202,000 | 89,414,000 |
| Allowance for loan losses | 1,458,000 | 1,440,000 | 1,475,000 | 1,444,000 |
| Securities available for sale | 31,008,000 | 32,602,000 | 33,058,000 | 36,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,656,000 | 139,539,000 | 143,684,000 | 148,500,000 |
| Interest-bearing deposits | 128,993,000 | 131,713,000 | 134,774,000 | 140,838,000 |
| Noninterest-bearing deposits | 6,663,000 | 7,826,000 | 8,910,000 | 7,662,000 |
| Equity capital | 12,887,000 | 12,710,000 | 12,919,000 | 13,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 2,837,000 | 4,301,000 | 5,765,000 |
| Interest expense | 73,000 | 149,000 | 219,000 | 288,000 |
| Net interest income | 1,318,000 | 2,688,000 | 4,082,000 | 5,477,000 |
| Noninterest income | 55,000 | 105,000 | 165,000 | 261,000 |
| Noninterest expense | 636,000 | 1,227,000 | 1,946,000 | 2,598,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 637,000 | 1,466,000 | 2,201,000 | 3,040,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 637,000 | 1,466,000 | 2,201,000 | 3,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,888,000 | 12,704,000 | 12,932,000 | 13,771,000 |
| Total capital | 14,108,000 | 13,982,000 | 14,173,000 | 15,070,000 |
| Risk-weighted assets | 97,368,000 | 102,093,000 | 99,085,000 | 103,765,000 |