Call reports 2012
BANK OF BAKER, THE — 2012
What BANK OF BAKER, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 130,525,000 | 124,859,000 | 127,553,000 | 136,931,000 |
| Total loans | 78,586,000 | 88,246,000 | 88,402,000 | 88,619,000 |
| Allowance for loan losses | 1,200,000 | 1,259,000 | 1,320,000 | 1,383,000 |
| Securities available for sale | 29,844,000 | 26,917,000 | 24,104,000 | 25,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,948,000 | 113,467,000 | 115,790,000 | 124,792,000 |
| Interest-bearing deposits | 111,291,000 | 106,586,000 | 109,173,000 | 117,167,000 |
| Noninterest-bearing deposits | 7,658,000 | 6,881,000 | 6,616,000 | 7,625,000 |
| Equity capital | 11,193,000 | 10,938,000 | 11,327,000 | 11,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,663,000 | 4,103,000 | 5,529,000 |
| Interest expense | 66,000 | 129,000 | 192,000 | 256,000 |
| Net interest income | 1,227,000 | 2,534,000 | 3,911,000 | 5,273,000 |
| Noninterest income | 66,000 | 137,000 | 195,000 | 85,000 |
| Noninterest expense | 504,000 | 953,000 | 1,453,000 | 2,236,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 729,000 | 1,598,000 | 2,509,000 | 2,918,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 729,000 | 1,598,000 | 2,509,000 | 2,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,971,000 | 10,827,000 | 11,231,000 | 11,539,000 |
| Total capital | 12,074,000 | 12,035,000 | 12,456,000 | 12,791,000 |
| Risk-weighted assets | 88,147,000 | 96,611,000 | 97,921,000 | 100,038,000 |