Call reports 2010
BANK OF BAKER, THE — 2010
What BANK OF BAKER, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 102,953,000 | 101,742,000 | 107,781,000 | 112,010,000 |
| Total loans | 57,279,000 | 60,751,000 | 60,202,000 | 64,104,000 |
| Allowance for loan losses | 1,272,000 | 1,305,000 | 1,282,000 | 1,275,000 |
| Securities available for sale | 30,398,000 | 29,481,000 | 30,959,000 | 32,797,000 |
| Securities held to maturity | 430,000 | 430,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,364,000 | 92,378,000 | 98,295,000 | 102,121,000 |
| Interest-bearing deposits | 89,765,000 | 88,339,000 | 92,852,000 | 97,272,000 |
| Noninterest-bearing deposits | 3,599,000 | 4,039,000 | 5,443,000 | 4,849,000 |
| Equity capital | 9,065,000 | 8,949,000 | 9,150,000 | 9,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,197,000 | 3,325,000 | 4,426,000 |
| Interest expense | 104,000 | 196,000 | 279,000 | 359,000 |
| Net interest income | 960,000 | 2,001,000 | 3,046,000 | 4,067,000 |
| Noninterest income | 45,000 | 156,000 | 212,000 | 275,000 |
| Noninterest expense | 367,000 | 739,000 | 1,115,000 | 1,684,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 608,000 | 1,358,000 | 2,053,000 | 2,538,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 608,000 | 1,358,000 | 2,053,000 | 2,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,858,000 | 8,601,000 | 8,793,000 | 9,278,000 |
| Total capital | 9,687,000 | 9,462,000 | 9,668,000 | 10,209,000 |
| Risk-weighted assets | 65,893,000 | 69,006,000 | 69,594,000 | 74,133,000 |