Call reports 2009
BANK OF BAKER, THE — 2009
What BANK OF BAKER, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 95,200,000 | 93,215,000 | 97,561,000 | 99,974,000 |
| Total loans | 50,729,000 | 54,283,000 | 55,803,000 | 54,434,000 |
| Allowance for loan losses | 1,243,000 | 1,244,000 | 1,238,000 | 1,238,000 |
| Securities available for sale | 37,188,000 | 28,898,000 | 28,150,000 | 30,454,000 |
| Securities held to maturity | 561,000 | 561,000 | 521,000 | 521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,762,000 | 84,471,000 | 88,643,000 | 90,519,000 |
| Interest-bearing deposits | 83,162,000 | 80,913,000 | 84,940,000 | 86,859,000 |
| Noninterest-bearing deposits | 3,600,000 | 3,558,000 | 3,703,000 | 3,660,000 |
| Equity capital | 8,143,000 | 8,302,000 | 8,610,000 | 8,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,179,000 | 3,313,000 | 4,336,000 |
| Interest expense | 146,000 | 283,000 | 396,000 | 506,000 |
| Net interest income | 927,000 | 1,896,000 | 2,917,000 | 3,830,000 |
| Noninterest income | 47,000 | 84,000 | 127,000 | 195,000 |
| Noninterest expense | 347,000 | 720,000 | 1,079,000 | 1,638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 627,000 | 1,260,000 | 1,965,000 | 2,387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 627,000 | 1,260,000 | 1,965,000 | 2,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,896,000 | 8,031,000 | 8,329,000 | 8,752,000 |
| Total capital | 8,651,000 | 8,815,000 | 9,122,000 | 9,552,000 |
| Risk-weighted assets | 60,097,000 | 62,233,000 | 63,031,000 | 63,614,000 |