Call reports 2008
BANK OF BAKER, THE — 2008
What BANK OF BAKER, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 70,647,000 | 74,990,000 | 81,657,000 | 89,497,000 |
| Total loans | 40,686,000 | 45,012,000 | 46,475,000 | 48,300,000 |
| Allowance for loan losses | 968,000 | 973,000 | 1,237,000 | 1,238,000 |
| Securities available for sale | 19,196,000 | 19,628,000 | 22,767,000 | 35,503,000 |
| Securities held to maturity | 561,000 | 561,000 | 561,000 | 561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,045,000 | 68,062,000 | 74,290,000 | 81,218,000 |
| Interest-bearing deposits | 59,796,000 | 64,290,000 | 69,531,000 | 77,157,000 |
| Noninterest-bearing deposits | 3,249,000 | 3,772,000 | 4,759,000 | 4,061,000 |
| Equity capital | 6,997,000 | 6,498,000 | 7,089,000 | 7,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,304,000 | 3,455,000 | 4,597,000 |
| Interest expense | 238,000 | 434,000 | 625,000 | 803,000 |
| Net interest income | 946,000 | 1,870,000 | 2,830,000 | 3,794,000 |
| Noninterest income | 45,000 | 127,000 | 196,000 | 223,000 |
| Noninterest expense | 318,000 | 624,000 | 934,000 | 1,448,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 673,000 | 1,373,000 | 2,092,000 | 2,569,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 673,000 | 1,373,000 | 2,092,000 | 2,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,895,000 | 6,523,000 | 7,093,000 | 7,570,000 |
| Total capital | 7,490,000 | 7,173,000 | 7,780,000 | 8,300,000 |
| Risk-weighted assets | 47,210,000 | 51,668,000 | 54,402,000 | 57,910,000 |