Call reports 2007
BANK OF BAKER, THE — 2007
What BANK OF BAKER, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 65,899,000 | 69,054,000 | 65,796,000 | 71,649,000 |
| Total loans | 38,868,000 | 42,700,000 | 42,224,000 | 40,378,000 |
| Allowance for loan losses | 908,000 | 912,000 | 966,000 | 964,000 |
| Securities available for sale | 21,512,000 | 16,563,000 | 15,317,000 | 21,850,000 |
| Securities held to maturity | 561,000 | 561,000 | 561,000 | 561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,257,000 | 62,460,000 | 58,657,000 | 63,896,000 |
| Interest-bearing deposits | 46,401,000 | 49,509,000 | 44,644,000 | 49,150,000 |
| Noninterest-bearing deposits | 12,856,000 | 12,951,000 | 14,013,000 | 14,746,000 |
| Equity capital | 6,123,000 | 6,157,000 | 6,695,000 | 7,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,374,000 | 3,661,000 | 4,907,000 |
| Interest expense | 327,000 | 655,000 | 945,000 | 1,222,000 |
| Net interest income | 819,000 | 1,719,000 | 2,716,000 | 3,685,000 |
| Noninterest income | 47,000 | 92,000 | 138,000 | 190,000 |
| Noninterest expense | 278,000 | 558,000 | 869,000 | 1,326,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 588,000 | 1,253,000 | 1,985,000 | 2,549,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 588,000 | 1,253,000 | 1,985,000 | 2,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,102,000 | 6,169,000 | 6,601,000 | 7,165,000 |
| Total capital | 6,662,000 | 6,777,000 | 7,193,000 | 7,757,000 |
| Risk-weighted assets | 44,436,000 | 48,369,000 | 46,968,000 | 46,964,000 |