Call reports 2006
BANK OF BAKER, THE — 2006
What BANK OF BAKER, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,054,000 | 63,184,000 | 63,529,000 | 67,739,000 |
| Total loans | 33,594,000 | 35,246,000 | 35,666,000 | 38,492,000 |
| Allowance for loan losses | 1,025,000 | 873,000 | 871,000 | 886,000 |
| Securities available for sale | 18,498,000 | 20,165,000 | 18,628,000 | 22,244,000 |
| Securities held to maturity | 561,000 | 561,000 | 561,000 | 561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,439,000 | 57,355,000 | 57,448,000 | 60,881,000 |
| Interest-bearing deposits | 39,151,000 | 44,186,000 | 37,799,000 | 46,987,000 |
| Noninterest-bearing deposits | 13,288,000 | 13,169,000 | 19,649,000 | 13,894,000 |
| Equity capital | 5,213,000 | 5,441,000 | 5,728,000 | 6,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,818,000 | 2,880,000 | 4,038,000 |
| Interest expense | 204,000 | 448,000 | 730,000 | 1,035,000 |
| Net interest income | 657,000 | 1,370,000 | 2,150,000 | 3,003,000 |
| Noninterest income | 49,000 | 105,000 | 154,000 | 218,000 |
| Noninterest expense | 250,000 | 487,000 | 743,000 | 1,168,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 456,000 | 988,000 | 1,561,000 | 2,053,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 456,000 | 988,000 | 1,561,000 | 2,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,314,000 | 5,546,000 | 5,821,000 | 6,312,000 |
| Total capital | 5,803,000 | 6,054,000 | 6,335,000 | 6,866,000 |
| Risk-weighted assets | 38,584,000 | 40,287,000 | 40,759,000 | 43,995,000 |