Call reports 2005
BANK OF BAKER, THE — 2005
What BANK OF BAKER, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 52,362,000 | 55,954,000 | 57,313,000 | 61,835,000 |
| Total loans | 30,906,000 | 31,833,000 | 32,670,000 | 33,284,000 |
| Allowance for loan losses | 1,015,000 | 1,015,000 | 1,018,000 | 1,021,000 |
| Securities available for sale | 18,052,000 | 17,922,000 | 18,379,000 | 22,449,000 |
| Securities held to maturity | 562,000 | 561,000 | 561,000 | 561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,147,000 | 50,720,000 | 52,013,000 | 56,123,000 |
| Interest-bearing deposits | 34,612,000 | 38,751,000 | 38,469,000 | 40,941,000 |
| Noninterest-bearing deposits | 12,535,000 | 11,969,000 | 13,544,000 | 15,182,000 |
| Equity capital | 4,856,000 | 4,840,000 | 4,943,000 | 5,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,340,000 | 2,089,000 | 2,932,000 |
| Interest expense | 112,000 | 242,000 | 400,000 | 596,000 |
| Net interest income | 524,000 | 1,098,000 | 1,689,000 | 2,336,000 |
| Noninterest income | 46,000 | 111,000 | 166,000 | 206,000 |
| Noninterest expense | 234,000 | 466,000 | 705,000 | 1,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 336,000 | 742,000 | 1,149,000 | 1,506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 336,000 | 742,000 | 1,149,000 | 1,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,084,000 | 4,991,000 | 5,099,000 | 5,455,000 |
| Total capital | 5,528,000 | 5,456,000 | 5,575,000 | 5,947,000 |
| Risk-weighted assets | 34,462,000 | 36,682,000 | 37,567,000 | 38,876,000 |