Call reports 2004
BANK OF BAKER, THE — 2004
What BANK OF BAKER, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 50,500,000 | 52,615,000 | 55,609,000 | 53,629,000 |
| Total loans | 27,337,000 | 29,209,000 | 29,286,000 | 30,618,000 |
| Allowance for loan losses | 863,000 | 988,000 | 990,000 | 1,010,000 |
| Securities available for sale | 17,906,000 | 17,278,000 | 19,180,000 | 18,174,000 |
| Securities held to maturity | 562,000 | 562,000 | 562,000 | 562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,705,000 | 48,048,000 | 50,720,000 | 48,539,000 |
| Interest-bearing deposits | 36,506,000 | 36,885,000 | 38,442,000 | 35,382,000 |
| Noninterest-bearing deposits | 9,199,000 | 11,163,000 | 12,278,000 | 13,157,000 |
| Equity capital | 4,540,000 | 4,255,000 | 4,612,000 | 4,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,095,000 | 1,694,000 | 2,343,000 |
| Interest expense | 99,000 | 199,000 | 301,000 | 411,000 |
| Net interest income | 433,000 | 896,000 | 1,393,000 | 1,932,000 |
| Noninterest income | 35,000 | 118,000 | 230,000 | 277,000 |
| Noninterest expense | 255,000 | 483,000 | 737,000 | 1,068,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 183,000 | 471,000 | 806,000 | 1,054,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 471,000 | 806,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,460,000 | 4,366,000 | 4,702,000 | 4,950,000 |
| Total capital | 4,865,000 | 4,793,000 | 5,138,000 | 5,394,000 |
| Risk-weighted assets | 31,908,000 | 33,670,000 | 34,359,000 | 34,996,000 |