Call reports 2003
BANK OF BAKER, THE — 2003
What BANK OF BAKER, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 45,615,000 | 43,781,000 | 45,850,000 | 47,901,000 |
| Total loans | 28,484,000 | 29,262,000 | 29,434,000 | 27,515,000 |
| Allowance for loan losses | 813,000 | 778,000 | 824,000 | 823,000 |
| Securities available for sale | 11,738,000 | 9,838,000 | 11,291,000 | 15,038,000 |
| Securities held to maturity | 563,000 | 563,000 | 563,000 | 563,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,753,000 | 39,079,000 | 41,200,000 | 43,291,000 |
| Interest-bearing deposits | 31,557,000 | 31,326,000 | 31,094,000 | 32,446,000 |
| Noninterest-bearing deposits | 9,196,000 | 7,753,000 | 10,106,000 | 10,845,000 |
| Equity capital | 4,472,000 | 4,350,000 | 4,409,000 | 4,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,194,000 | 1,762,000 | 2,297,000 |
| Interest expense | 126,000 | 235,000 | 335,000 | 431,000 |
| Net interest income | 480,000 | 959,000 | 1,427,000 | 1,866,000 |
| Noninterest income | 45,000 | 82,000 | 121,000 | 156,000 |
| Noninterest expense | 252,000 | 503,000 | 731,000 | 1,131,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 243,000 | 478,000 | 727,000 | 771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 243,000 | 478,000 | 727,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,363,000 | 4,290,000 | 4,386,000 | 4,430,000 |
| Total capital | 4,757,000 | 4,688,000 | 4,792,000 | 4,830,000 |
| Risk-weighted assets | 31,113,000 | 31,454,000 | 32,087,000 | 31,641,000 |