Call reports 2002
BANK OF BAKER, THE — 2002
What BANK OF BAKER, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,383,000 | 42,547,000 | 41,485,000 | 44,681,000 |
| Total loans | 27,004,000 | 30,170,000 | 28,953,000 | 28,136,000 |
| Allowance for loan losses | 1,057,000 | 958,000 | 814,000 | 853,000 |
| Securities available for sale | 10,437,000 | 10,008,000 | 9,413,000 | 11,163,000 |
| Securities held to maturity | 565,000 | 564,000 | 564,000 | 564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,879,000 | 37,234,000 | 36,790,000 | 40,009,000 |
| Interest-bearing deposits | 28,501,000 | 29,247,000 | 27,989,000 | 31,557,000 |
| Noninterest-bearing deposits | 7,378,000 | 7,987,000 | 8,801,000 | 8,452,000 |
| Equity capital | 4,056,000 | 4,201,000 | 4,315,000 | 4,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,257,000 | 1,870,000 | 2,477,000 |
| Interest expense | 177,000 | 346,000 | 512,000 | 662,000 |
| Net interest income | 458,000 | 911,000 | 1,358,000 | 1,815,000 |
| Noninterest income | 34,000 | 72,000 | 113,000 | 146,000 |
| Noninterest expense | 213,000 | 423,000 | 641,000 | 971,000 |
| Provision for loan losses | 0 | 130,000 | 160,000 | 190,000 |
| Pretax income | 281,000 | 432,000 | 674,000 | 804,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 281,000 | 432,000 | 674,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,960,000 | 4,007,000 | 4,144,000 | 4,274,000 |
| Total capital | 4,321,000 | 4,403,000 | 4,531,000 | 4,663,000 |
| Risk-weighted assets | 28,211,000 | 31,153,000 | 30,512,000 | 30,656,000 |