Call reports 2001
GEORGIA BANK & TRUST COMPANY OF AUGUSTA — 2001
What GEORGIA BANK & TRUST COMPANY OF AUGUSTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 431,380,000 | 458,046,000 | 469,622,000 | 481,357,000 |
| Total loans | 295,998,000 | 314,500,000 | 325,299,000 | 339,641,000 |
| Allowance for loan losses | 4,357,000 | 4,538,000 | 4,756,000 | 5,109,000 |
| Securities available for sale | 76,715,000 | 80,940,000 | 92,717,000 | 100,864,000 |
| Securities held to maturity | 8,439,000 | 8,069,000 | 7,456,000 | 7,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,811,000 | 357,439,000 | 363,102,000 | 369,215,000 |
| Interest-bearing deposits | 323,551,000 | 349,074,000 | 342,414,000 | 342,761,000 |
| Noninterest-bearing deposits | 20,260,000 | 8,365,000 | 20,688,000 | 26,454,000 |
| Equity capital | 34,141,000 | 35,333,000 | 37,605,000 | 38,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,030,000 | 16,332,000 | 24,695,000 | 32,561,000 |
| Interest expense | 4,093,000 | 8,163,000 | 11,948,000 | 15,249,000 |
| Net interest income | 3,937,000 | 8,169,000 | 12,747,000 | 17,312,000 |
| Noninterest income | 1,399,000 | 3,127,000 | 5,044,000 | 7,657,000 |
| Noninterest expense | 3,519,000 | 7,527,000 | 11,747,000 | 16,516,000 |
| Provision for loan losses | 390,000 | 795,000 | 1,200,000 | 1,825,000 |
| Pretax income | 1,430,000 | 2,987,000 | 4,861,000 | 6,694,000 |
| Income tax | 471,000 | 985,000 | 1,616,000 | 2,101,000 |
| Net income | 959,000 | 2,002,000 | 3,245,000 | 4,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,031,000 | 34,105,000 | 35,378,000 | 36,757,000 |
| Total capital | 37,084,000 | 38,440,000 | 39,961,000 | 41,530,000 |
| Risk-weighted assets | 323,915,000 | 346,577,000 | 366,488,000 | 381,473,000 |