Call reports 2006
MERCHANTS AND FARMERS BANK — 2006
What MERCHANTS AND FARMERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,485,690,000 | 1,528,837,000 | 1,530,838,000 | 1,536,270,000 |
| Total loans | 1,063,127,000 | 1,090,502,000 | 1,097,894,000 | 1,094,546,000 |
| Allowance for loan losses | 15,182,000 | 16,047,000 | 16,094,000 | 14,950,000 |
| Securities available for sale | 240,436,000 | 240,907,000 | 234,070,000 | 261,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,168,139,000 | 1,205,338,000 | 1,204,527,000 | 1,187,294,000 |
| Interest-bearing deposits | 975,612,000 | 1,008,000,000 | 1,013,337,000 | 1,007,011,000 |
| Noninterest-bearing deposits | 192,527,000 | 197,338,000 | 191,190,000 | 180,283,000 |
| Equity capital | 149,685,000 | 158,495,000 | 162,695,000 | 163,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 20,493,000 | 43,507,000 | 67,355,000 | 91,928,000 |
| Interest expense | 7,655,000 | 16,656,000 | 26,333,000 | 36,722,000 |
| Net interest income | 12,838,000 | 26,851,000 | 41,022,000 | 55,206,000 |
| Noninterest income | 4,266,000 | 9,030,000 | 14,299,000 | 19,200,000 |
| Noninterest expense | 10,912,000 | 23,213,000 | 35,578,000 | 48,404,000 |
| Provision for loan losses | 953,000 | 1,957,000 | 2,911,000 | 3,032,000 |
| Pretax income | 5,238,000 | 10,707,000 | 16,828,000 | 22,966,000 |
| Income tax | 1,718,000 | 3,486,000 | 5,487,000 | 7,507,000 |
| Net income | 3,520,000 | 7,221,000 | 11,341,000 | 15,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,538,000 | 126,027,000 | 128,772,000 | 130,300,000 |
| Total capital | 133,038,000 | 140,888,000 | 143,689,000 | 145,242,000 |
| Risk-weighted assets | 1,159,362,000 | 1,187,759,000 | 1,192,222,000 | 1,195,289,000 |
Machine access — free, no API key
Every figure shown here about MERCHANTS AND FARMERS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.