Call reports 2001
MERCHANTS AND FARMERS BANK — 2001
What MERCHANTS AND FARMERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,021,368,000 | 1,000,795,000 | 1,019,919,000 | 1,012,947,000 |
| Total loans | 641,380,000 | 645,610,000 | 662,817,000 | 661,282,000 |
| Allowance for loan losses | 8,867,000 | 7,652,000 | 8,144,000 | 8,426,000 |
| Securities available for sale | 244,633,000 | 248,933,000 | 257,120,000 | 250,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 814,938,000 | 793,246,000 | 809,979,000 | 816,884,000 |
| Interest-bearing deposits | 713,695,000 | 698,006,000 | 709,217,000 | 708,129,000 |
| Noninterest-bearing deposits | 101,243,000 | 95,240,000 | 100,762,000 | 108,755,000 |
| Equity capital | 103,802,000 | 104,177,000 | 106,833,000 | 104,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 18,145,000 | 35,873,000 | 53,037,000 | 70,563,000 |
| Interest expense | 10,313,000 | 19,952,000 | 29,051,000 | 36,789,000 |
| Net interest income | 7,832,000 | 15,921,000 | 23,986,000 | 33,774,000 |
| Noninterest income | 3,370,000 | 6,657,000 | 10,084,000 | 13,215,000 |
| Noninterest expense | 7,478,000 | 15,347,000 | 23,322,000 | 31,913,000 |
| Provision for loan losses | 900,000 | 2,015,000 | 3,215,000 | 4,415,000 |
| Pretax income | 3,137,000 | 5,527,000 | 7,923,000 | 11,086,000 |
| Income tax | 980,000 | 1,657,000 | 2,343,000 | 3,334,000 |
| Net income | 2,157,000 | 3,870,000 | 5,580,000 | 7,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,490,000 | 87,263,000 | 88,033,000 | 89,258,000 |
| Total capital | 94,794,000 | 94,962,000 | 96,214,000 | 97,723,000 |
| Risk-weighted assets | 659,869,000 | 657,751,000 | 682,109,000 | 680,859,000 |