Call reports 2006
BENJAMIN FRANKLIN BANK — 2006
What BENJAMIN FRANKLIN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 895,749,000 | 896,481,000 | 905,255,000 | 913,310,000 |
| Total loans | 621,763,000 | 629,757,000 | 641,603,000 | 645,550,000 |
| Allowance for loan losses | 5,178,000 | 5,333,000 | 5,525,000 | 5,337,000 |
| Securities available for sale | 131,353,000 | 126,211,000 | 129,056,000 | 130,671,000 |
| Securities held to maturity | 80,000 | 60,000 | 43,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 673,312,000 | 653,514,000 | 649,513,000 | 653,822,000 |
| Interest-bearing deposits | 545,838,000 | 522,924,000 | 519,948,000 | 528,680,000 |
| Noninterest-bearing deposits | 127,474,000 | 130,590,000 | 129,565,000 | 125,142,000 |
| Equity capital | 92,036,000 | 92,634,000 | 94,953,000 | 95,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,506,000 | 21,444,000 | 32,893,000 | 44,563,000 |
| Interest expense | 4,505,000 | 9,405,000 | 14,811,000 | 20,819,000 |
| Net interest income | 6,001,000 | 12,039,000 | 18,082,000 | 23,744,000 |
| Noninterest income | 1,337,000 | 2,812,000 | 4,477,000 | 3,272,000 |
| Noninterest expense | 5,346,000 | 10,767,000 | 16,505,000 | 22,509,000 |
| Provision for loan losses | 6,000 | 127,000 | 327,000 | 186,000 |
| Pretax income | 1,986,000 | 3,957,000 | 5,737,000 | 4,331,000 |
| Income tax | 717,000 | 1,436,000 | 2,060,000 | -379,000 |
| Net income | 1,269,000 | 2,521,000 | 3,677,000 | 4,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,189,000 | 58,619,000 | 59,925,000 | 60,852,000 |
| Total capital | 62,855,000 | 64,416,000 | 65,866,000 | 66,633,000 |
| Risk-weighted assets | 582,435,000 | 597,703,000 | 613,490,000 | 618,122,000 |
Machine access — free, no API key
Every figure shown here about BENJAMIN FRANKLIN BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.