Call reports 2005

FIRST HERITAGE BANK, NATIONAL ASSOCIATION — 2005

Name: FIRST HERITAGE BANK, NATIONAL ASSOCIATION — FFIEC call report 2005
Creator: FIRST HERITAGE BANK, NATIONAL ASSOCIATION

What FIRST HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a5661535-334f-426d-9e45-76d461228e3e/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	103,729,000	105,732,000	129,495,000	131,222,000
Total loans	100,906,000	102,832,000	123,952,000	126,856,000
Allowance for loan losses	7,000	22,000	40,000	60,000
Securities available for sale	0	0	0	0
Securities held to maturity	0	582,000	580,000	389,000
Trading assets	0	0	0	0
Total deposits	56,000	5,114,000	14,330,000	37,081,000
Interest-bearing deposits	0	4,092,000	11,086,000	15,301,000
Noninterest-bearing deposits	56,000	1,022,000	3,244,000	21,780,000
Equity capital	11,764,000	11,311,000	10,877,000	18,377,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	556,000	1,976,000	3,590,000	5,467,000
Interest expense	275,000	1,076,000	2,116,000	3,380,000
Net interest income	281,000	900,000	1,474,000	2,087,000
Noninterest income	0	0	7,000	80,000
Noninterest expense	658,000	1,999,000	3,266,000	4,731,000
Provision for loan losses	7,000	22,000	40,000	60,000
Pretax income	-384,000	-1,121,000	-1,825,000	-2,624,000
Income tax	-148,000	-432,000	-702,000	-1,001,000
Net income	-236,000	-689,000	-1,123,000	-1,623,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	11,764,000	11,311,000	10,877,000	18,377,000
Total capital	11,773,000	11,345,000	10,932,000	18,467,000
Risk-weighted assets	53,225,000	57,115,000	73,031,000	84,212,000