Call reports 2025
AMERIS BANK — 2025
What AMERIS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 26,427,916,000 | 26,601,583,000 | 27,013,931,000 | 27,432,143,000 |
| Total loans | 21,252,032,000 | 21,585,588,000 | 21,862,510,000 | 22,136,674,000 |
| Allowance for loan losses | 345,555,000 | 341,567,000 | 345,294,000 | 348,141,000 |
| Securities available for sale | 1,942,011,000 | 1,870,298,000 | 2,130,671,000 | 2,206,173,000 |
| Securities held to maturity | 173,757,000 | 176,487,000 | 202,581,000 | 203,242,000 |
| Trading assets | 6,078,000 | 5,969,000 | 7,093,000 | 7,359,000 |
| Total deposits | 22,015,816,000 | 22,113,152,000 | 22,431,518,000 | 22,459,772,000 |
| Interest-bearing deposits | 15,167,628,000 | 15,132,156,000 | 15,470,845,000 | 15,949,850,000 |
| Noninterest-bearing deposits | 6,848,188,000 | 6,980,996,000 | 6,960,673,000 | 6,509,922,000 |
| Equity capital | 3,899,613,000 | 3,923,758,000 | 4,001,678,000 | 4,070,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 333,778,000 | 681,416,000 | 1,036,462,000 | 1,394,525,000 |
| Interest expense | 107,811,000 | 219,497,000 | 332,423,000 | 442,254,000 |
| Net interest income | 225,967,000 | 461,919,000 | 704,039,000 | 952,271,000 |
| Noninterest income | 64,041,000 | 132,910,000 | 207,301,000 | 269,930,000 |
| Noninterest expense | 146,149,000 | 296,312,000 | 445,405,000 | 583,525,000 |
| Provision for loan losses | 16,519,000 | 19,629,000 | 30,805,000 | 47,406,000 |
| Pretax income | 122,007,000 | 273,893,000 | 418,678,000 | 568,480,000 |
| Income tax | 28,185,000 | 63,471,000 | 96,393,000 | 130,845,000 |
| Net income | 93,822,000 | 210,422,000 | 322,285,000 | 437,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,912,474,000 | 2,932,044,000 | 3,000,682,000 | 3,069,893,000 |
| Total capital | 3,256,776,000 | 3,208,098,000 | 3,281,305,000 | 3,356,950,000 |
| Risk-weighted assets | 21,513,586,000 | 21,983,755,000 | 22,338,602,000 | 22,850,482,000 |