Call reports 2024
AMERIS BANK — 2024
What AMERIS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 25,579,085,000 | 26,428,915,000 | 26,308,233,000 | 26,175,081,000 |
| Total loans | 20,964,592,000 | 21,562,783,000 | 21,518,360,000 | 21,268,505,000 |
| Allowance for loan losses | 320,023,000 | 336,218,000 | 334,457,000 | 338,084,000 |
| Securities available for sale | 1,413,419,000 | 1,530,047,000 | 1,440,552,000 | 1,670,260,000 |
| Securities held to maturity | 147,022,000 | 148,538,000 | 161,220,000 | 164,677,000 |
| Trading assets | 9,531,000 | 9,886,000 | 6,595,000 | 8,413,000 |
| Total deposits | 21,139,865,000 | 21,574,192,000 | 22,045,264,000 | 21,865,242,000 |
| Interest-bearing deposits | 14,459,068,000 | 14,794,923,000 | 15,208,945,000 | 15,224,156,000 |
| Noninterest-bearing deposits | 6,680,797,000 | 6,779,269,000 | 6,836,319,000 | 6,641,086,000 |
| Equity capital | 3,618,993,000 | 3,719,480,000 | 3,799,634,000 | 3,790,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 329,452,000 | 676,775,000 | 1,031,921,000 | 1,378,284,000 |
| Interest expense | 122,335,000 | 252,028,000 | 387,389,000 | 506,590,000 |
| Net interest income | 207,117,000 | 424,747,000 | 644,532,000 | 871,694,000 |
| Noninterest income | 65,855,000 | 141,996,000 | 211,599,000 | 279,627,000 |
| Noninterest expense | 144,106,000 | 294,846,000 | 441,043,000 | 585,207,000 |
| Provision for loan losses | 25,523,000 | 50,871,000 | 57,184,000 | 69,841,000 |
| Pretax income | 107,754,000 | 244,348,000 | 381,398,000 | 519,600,000 |
| Income tax | 25,972,000 | 64,018,000 | 93,210,000 | 127,549,000 |
| Net income | 81,782,000 | 180,330,000 | 288,188,000 | 392,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,666,705,000 | 2,767,769,000 | 2,827,523,000 | 2,834,667,000 |
| Total capital | 3,012,433,000 | 3,114,796,000 | 3,173,863,000 | 3,179,067,000 |
| Risk-weighted assets | 21,676,632,000 | 21,772,332,000 | 21,718,638,000 | 21,557,714,000 |